Concerned about losing your deposit or losing your valuable possessions?
Read more to see how you can protect your own possessions and help safeguard your deposit…
Chapmans Tenant Insurance Policy
Taking out a specialist Tenant insurance policy can cover you not only for fire, theft and damages to your own personal property but can also provide all important (and often overlooked) cover for any accidental damages that you or your guests may cause to the Landlords property. Having such cover in place can therefore help protect your deposit.
Chapmans have partnered with Howden Insurance (previously known as Bruce Stevenson Insurance Brokers); a local, independent insurance broker specialising in Property Insurance for over 20 years and providing market-leading insurance solutions and advice for Tenants and Landlords.
Howden Insurance has arranged a specialist Tenant’s Contents policy via LV Insurance, providing a comprehensive insurance policy to ensure that your own contents and personal possessions are covered during the period of your tenancy.
The policy can also be extended to include items such as Laptops, Mobile Phones and Bicycles.
Some key features include:
- Contents Cover – £10,000-£50,000 Sum Insured
- Tenants Liability cover up to £2,000,000
- Provides cover as standard for Fire, Water Damage, Malicious Damage, Theft, Storm, Vandalism & Impact
- Accidental Damage cover included as standard
- £100 Standard Excess / £250 Water Damage Excess
- Alternative Accommodation following insured peril up to £15,000
- Money in the Home cover up to £500
- Office Equipment up to £500
- Loss/Theft of Keys cover up to £750
- Public Liability – £2million any one claim
- Range of optional additional extras including Personal Possessions, Pedal Cycles, Mobile Phones & Laptops
64% do not have Contents Insurance!
In a recent TenantFeedback Questionnaire (2023), we asked about Content Insurance, and a staggering 64% of our respondents didn’t have any coverage. The UK average is around 50%. We’ve seen over and over again, the upset and expense this can cause and would like to highlight the importance of insuring your things.
Enquire Now!
To enquire about a no-obligation Tenant’s Contents quotation for your property rented via Chapmans, please contact Danielle Richards or Jamie McKenzie at Howden Insurance on 0131 553 9997 or Danielle.Richards@howdeninsurance.co.uk or Jamie.McKenzie@howdeninsurance.co.uk
Chapmans PM Ltd are Appointed Representatives of Howden Scotland Ltd who are authorised and regulated by the Financial Conduct Authority (FRN 307415)
